MHADA Lottery 2024: A Comprehensive Guide to Mumbai's Affordable Housing Scheme

MHADA Lottery 2024: A Comprehensive Guide to Mumbai's Affordable Housing Scheme

Introduction

The Maharashtra Housing and Area Development Authority (MHADA) has launched the MHADA Lottery 2024, a significant initiative aimed at providing affordable housing to the citizens of Maharashtra. This scheme, which opened for applications on August 9, 2024, offers a total of 2,030 houses across various categories and locations in Mumbai.

Key Highlights of the MHADA Lottery 2024

- **Introduced by**: Maharashtra Housing and Area Development Authority (MHADA). - **Objective**: To provide housing facilities to citizens who do not have permanent houses in the state. - **Beneficiaries**: Permanent residents of Maharashtra state. - **Official Website**: [housing.mhada.gov.in].

Important Dates

The application and online registration process for the MHADA Lottery 2024 began on August 9, 2024. Here are the key dates to note: - **Online Application Start Date**: August 9, 2024. - **Last Date for Online Application**: September 19, 2024, 3 PM. - **Last Date for Online Payment**: September 19, 2024, 11:59 PM. - **Last Date for RTGS/NEFT**: September 19, 2024, 11:59 PM. - **Lucky Draw Date**: October 8, 2024, at the Yashwantrao Chavan Pratishthan, Nariman Point, Mumbai.

Locations and Units

The houses under the MHADA Lottery 2024 are located in prime areas of Mumbai, including: - Pahadi Goregaon - Antop Hill-Wadala - Kopri Powai - Kannamwar Nagar-Vikhroli - Shivdham Complex-Malad.

The units are categorized into four income groups: - **EWS (Economically Weaker Section)**: 359 units - **LIG (Low Income Group)**: 627 units - **MIG (Middle Income Group)**: 768 units - **HIG (High Income Group)**: 276 units.

Pricing and Discounts

The prices of the units range from ₹29 lakh to ₹6.82 crore. Notably, there are discounts on certain units: - **EWS**: 25% discount - **LIG**: 20% discount - **MIG**: 15% discount - **HIG**: 10% discount on 370 redeveloped units under Development Control Regulations 33(5), 33(7).

Eligibility Criteria

To apply for the MHADA Lottery 2024, applicants must meet the following criteria: - **Age**: At least 18 years old. - **Domicile**: Must have lived in Maharashtra for 15 continuous years. - **Income**: - **EWS**: Up to ₹6 lakh per annum in Mumbai, Nagpur, Pune; up to ₹4.5 lakh in the rest of Maharashtra. - **LIG**: ₹9 lakh per annum in Mumbai, Nagpur, Pune; ₹7.5 lakh in the rest of Maharashtra. - **MIG**: ₹12 lakh per annum. - **HIG**: Above ₹12 lakh per annum.

Documents Required

Applicants need to provide the following documents: - PAN Card - Aadhaar card - Cancelled cheque - Domicile certificate - Driving license - Passport-sized photographs - Birth certificate.

Application Process

The application process is entirely online and involves the following steps: 1. **Registration**: Create a username and fill out basic information on the MHADA Lottery website. 2. **Online Application**: Select the lottery and scheme, and print the acknowledgement. 3. **Payment**: Make the online payment or use RTGS/NEFT.

Response and Statistics

As of the last day of application, MHADA received over 1.34 lakh applications for the 2,030 houses, with around 1.13 lakh applicants paying the earnest money deposit (EMD).

Conclusion

The MHADA Lottery 2024 is a significant step towards addressing the housing needs of the citizens of Maharashtra. With a transparent online application process and a range of affordable housing options, this scheme aims to make housing more accessible to various income groups. The lucky draw, scheduled for October 8, 2024, will determine the winners of these coveted housing units. For more information and updates, applicants can visit the official MHADA website.

Sources

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